Joe Profit believes in putting YOU, not the BIG INSURANCE COMPANIESor THE GOVERNMENTin charge of your healthcare. He wants to limit and roll back government regulation that often results in either the government or insurance companies getting between you and your doctor.
Protection for Pre-Existing Conditions
Joe Profit will always protect those citizens with pre-existing conditions. Those with existing serious chronic illness that require very expensive medical care. Individuals and families should be able to obtain insurance in the private market without financial discrimination. Insurers can then participate in re-insurance high risk pools of these patients.
Expand Healthcare Savings Accounts
These tax-free dollars can be spent on direct medical care, an example would be a “concierge” medical plan with no premiums or insurance provider needed. Great alternative for younger healthier patients. Employers can get tax deduction for contributing dollars into these accounts for their employees. This benefit was part of President Trumps Covid-19 response, but it was by executive order, not codified in legislation.
Protecting the Uninsured
There will likely always be people without private coverage who have medical conditions.
Medicare for All
Joe believes that “Medicare for All” will result in “Decreased Healthcare for Everyone”. Medicare was designed to protect our elderly citizens. Joe is concerned that adding millions of younger people into Medicare will result in fewer conditions being covered and higher Medicare Advantage Plan premiums.
It will also place greater financial strain on the Medicare System which will likely cause decreased reimbursements for doctors. Paying less will accelerate even more quality doctors leaving the practice of medicine at a time when the increase in the elderly population demands more providers.
Obamacare didn’t work
The ACA exchange creates a perverse incentive that insurers try to attract healthier people through low premiums and discourage the sick with high deductibles and limited provider networks.
Joe believes that Private Insurers can provide coverage options for even the smallest businesses to provide healthcare coverage through pooled insurance programs. “Local Exchanges” were a disaster under Obamacare. Keep lower wage workers off Medicaid.
Increasing the number of Physicians Nationwide
What does it say about our country that there are almost twice as many law schools as medical schools in the US?The population of persons over 60 years old is still growing. We need more doctors, especially primary care doctors now more than ever.
As a Caring Conservative, Joe will sponsor legislation to expand the number of medical seats and maintain 95% of these seats are available to US citizens only. Medical School Loan forgiveness program to staff community health clinics.
End Surprise Medical Billing
So-called “surprise medical billing” results from insurance companies refusing to pay for medical services provided to them by “out-of-network” doctors. The most common way this happens is when a patient is treated in an emergency room and there is no chance to pre-authorize these services with the insurance company since the patient is usually transported to the nearest ER. The insurer then refuses to pay the charges and the patient gets a bill for hundreds or thousands of dollars for ER physician charges or anesthesiologist services.
Sen. Perdue is currently being featured in a television ad campaign that promises to “end surprise medical billing”. These approximately $30M ads are paid for by several “Wall Street” venture capital firms that bought out the largest Emergency Physician practices in the country. Most hospitals contract out their ER physician services to these firms. What the ad doesn’t tell you is that the “solution” promoted
These claims should be paid directly by the insurers at a rate equal to the average reimbursement in the local region where the hospital is located. This requires no additional bureaucracy, no lawyers, mediators or arbitrators, and best of all, the patient is never presented with the “surprise bill”.
This would be the best patient centered solution and we hope Sen. Perdue agrees with us and stops siding with the venture capitalists.
Lowering Healthcare Costs
When elected, Joe will introduce “The Medical Education and Community Healthcare Access Act”
The Problem: Too many people (often uninsured and illegal immigrants) use emergency Room Services for Non-Emergency Situations. This takes up valuable medical resources that may best used elsewhere. It also dramatically drives up the costs of healthcare. This is especially important now, as our medical professionals are fighting the coronavirus.
Make staffing community health clinics a part of every medical school, nursing school and physician assistant curriculum. This is not a government run program. It will be a public-private partnership where medical schools, private corporations, local communities, religious institutions and philanthropists will team togetherto:
Team with the largest Urgent Care Providers to provide facilities for
Reduce the practice of “Defensive Medicine”
Doctors and hospitals often order all types of tests to avoid lawsuits and second-guessing. Often a patient will see multiple specialists over a period of time who duplicate these tests, driving up costs.
Expanding Personal Healthcare Savings Accounts (PHSAs)
Long-term Care Protection Accounts
Elimination of Certificate of Need Laws. (Such a bill failed in this year’s Georgia legislative session).
CON laws create perverse incentives and unintended negative outcomes.
Use the Power of Technology to lower Healthcare Costs
Remove all barriers to payment by Medicare and Medicaid and private insurers to allow private businesses to develop platforms to allow doctors to diagnose and treat patients via Telemedicine.
As a result of coronavirus measures, the Trump administration has used executive authority to
More Transparent Pricing
Lowering Insurance Deductibles and Premiums
Lowering the Cost of Prescription Drugs/Security of National Key Pharmaceuticals
Creation of a Pharmaceutical Research Park in the 6th District
Joe will work to create a public-private partnership with the CDC, FDA and HHS to create
“America First Drug Pricing Act”
Joe believes that drug companies should not be charging US patients more that patients in other countries for the same medication.
Drug companies will have to provide established drugs (those in the market for greater than 3 years)
FDA to prevent drug companies from modifying existing generic drugs and reintroduce them under patent protection at much higher consumer prices.
Responsible Immigration Policy
Illegal immigrants create intense financial pressure on our healthcare systems. They are often uninsured and frequently utilize emergency services for non-emergent medical situations.
Coronavirus and National Emergency
Joe supports the Trump administration’s common-sense healthcare reforms which have mostly been done through executive orders.
Emergency Portability for citizens affected by Coronavirus
As a Caring Conservative, Joe is concerned about people losing health insurance coverage.
Anyone who loses healthcare coverage because of job changes or inability to pay premiums due to coronavirus would be eligible for: